Paybis Paybis 9 / 10

25% Discount on Exchange Fees with iOS App

Bonus Code: Welcome Bonus Code

Must be 18 years of age and can legally use cryptocurrency exchanges in your jurisdiction. All restricted areas are listed in the T&C on the Website. US States that are restricted are Louisiana and New York.

Paybis Offers
Payment Methods
Credit & Debit Cards ACH Bank Wire Google & Apple Pay
Paybis Pros
Safe, secure and Financially Stable registered with FinCEN in the US and Canada's FINTRAC Simple & Easy to Use Available in Over 180 Countries Wide Range of Payment Methods Offers Custodial Wallet or Use External Great 24/7 Customer Service Transparent Fee Structure Allows Partial BTC Ownership Quick & Easy Registration


Here at Handicappers Hideaway we strive to offer services and reviews on any product that coincides with online gambling. With the surge in online sportsbooks taking cryptocurrencies and it being the simplest way to deposit and withdraw from these books, branching out into teaming with crypto exchanges was natural. We have limited the number of exchanges to just a few of the most secure and safest places. Right now we have 4 exchanges we will be promoting.

We also wanted places you could purchase cryptocurrency quickly and easily with debit and credit cards. This is safe, simple and very easy to do. These exchanges also offer many other ways to deposit and withdraw crypto and fiat currencies. Sometimes you just have to buy crypto quickly and credit and debit cards are the best way.

Paybis is one of the quickest and easiest ways. Your first purchase can take as quick as 10-minutes from the purchase to verification. After verification of your ID, then each purchase after will be seamless and in a few seconds (most times) if using the same payment method.

You can use your Drivers License, Passport, State or Federal ID Card, Residence Permit. Some jurisdictions will allow voter card, Military ID, Health ID Card and more.

Website paybis.com

Year Established 2014

Country (License) Poland

Min Purchase $4

Max Purchase $1,000,000

Paybis was founded in 2014 and is now based in Poland. The company has grown to a market of over $2 Billion in transactions over the years. They are very safe and secure and are part of regulatory authorities such as FinCEN in the US and Canada’s FINTRAC. They also follow Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols. This is the safest way to deal with exchanges. There are many exchanges that don’t use these parameters, but here at HH, we don’t feel safe recommending these places. Below is there FinCEN information from the US Treasury.

FinCEN Department of the Treasury, United States of America

Money Service Business Registration: 31000272911973

Paybis has a 78% 5-star rating on Trust Pilot, which is very good. This is with over 21,000 verified reviews. They have a 4.1 overall rating.

Paybis supports over 89 cryptocurrencies. Those including those that are most popular and hold the largest market capitalization like Bitcoin, Bitcoin Cash, Doge, Litecoin, Ethereum, Cardano, Solano, and many more

Paybis also supports 48 fiat currencies for buying and selling crypto. The list includes the AUD, CAD, CHF, EUR, MYR, SGD, and USD and many more.

Banking Options at Paybis

Secure Purchase Methods
  • Credit & Debit Cards
  • ACH
  • Bank Wire
  • Google & Apple Pay
  • Skrill
  • Neteller
  • Many other e-wallets Alternate Methods
Secure Withdrawal Methods
  • Credit & Debit Cards
  • ACH
  • Bank Wire
  • Google & Apple Pay
  • Skrill
  • Neteller
  • Many other e-wallets and alternate methods

Paybis accepts all major credit cards and debit cards along with many other methods. They have a easy to understand fee chart that depends on what payment method you use. The fees are sometimes higher than other places, but this is because they are incurring more costs allowing customers to access their purchases in a matter of minutes.

Before you purchase you can also use their Prices Chart that updates in real-time. You can also buy and sell straight from the chart. The crypto calculator that allows you to figure out how much of what currency you will get when you purchase. It also lets you see what it would be if you convert to another crypto.

Paybis customers can pay with the following payment methods and these payment methods are subject to the following limits:

Buy And Sell Methods At Paybis With Limits

AS you can see the limits are reasonable and fair. They also offer many e-wallets and other payment methods that can be found on their support page or contacting customer service. Which is some of the best in the industry.

There are some other details credit and debit card users need to know about. You can also use virtual credit cards and prepaid debit cards if they are international cards and meet their security measures. Customer Service can help you with deciding.

Below is from the Paybis website directly on their support page.

When paying with a Credit/Debit card, please note the following:

  • your debit/credit card should be enabled for international online purchases (contact your bank to check this is enabled, i.e. customers from the USA and Turkey might need to request their bank to enable international e-commerce payments);
  • there should be no limits connected to your card (contact your bank if issues arise);
  • if your card is enrolled in 3DS security, your bank will request additional verification to approve the payment;
  • your bank/card issuer should allow cryptocurrency purchases;
  • if you are paying with a Credit card, your bank may charge an additional fee (depends on card issuer);
  • if you are paying for a transaction in a currency that is different from your card’s currency, your bank may charge an additional fee for currency conversion.

WARNING! Some banks or card issuers may add an extra fee known as a cash advance fee (up to 5%) for purchasing cryptocurrencies using your credit card. This fee is charged by your bank and Paybis has no control over it.

Service Fees

Service Fees are the commission they charge for conducting the transactions to cover different platform management costs. The fees will vary depending on your payment method and the size of your transaction.

Here’s a small summary:

  • Credit/Debit Card: The first transaction typically has no fee. After that, a fee of 2.49% applies with a minimum of $2. Smaller purchases you may see a higher percentage because of this. For example, you buy $500 worth of Bitcoin with your debit or credit card. The Paybis platform fee would be $12.45.
  • Bank Transfers: Can have slightly lower fees, often around 1%. Your bank may also charge a transfer fee and this is out of Paybis’ control.
  • Other Payment Methods (Skrill, Neteller): Fees here may start around 2.49%, depending on the method and are easily found out through customer service or when you are trying to make a withdrawal or purchase.

Network Fees

Network fees are more challenging to determine because they depend on blockchain congestion. Bitcoin, for example, can have higher network fees during busy periods. This is why other cryptocurrency is cheaper and quicker than BTC is most of the time.

Paybis does its best to estimate these at checkout. The times and fees are usually pretty close but they can change between the time of your order and confirmation on the blockchain.

Below is a screenshot of the restricted Nations and States that are restricted.

Restricted Countries And States At Paybis


Safe, secure and Financially Stable registered with FinCEN in the US and Canada’s FINTRAC Simple & Easy to Use Available in Over 180 Countries Wide Range of Payment Methods Offers Custodial Wallet or Use External Great 24/7 Customer Service Transparent Fee Structure Allows Partial BTC Ownership Quick & Easy Registration


No Crypto Trading Restricted in US in Louisiana and New York Limited Withdrawal Methods

On the Paybis support page you can find education articles on almost everything. They have information on everything from setting up your account to educational articles on how to short Bitcoin. The available information is somewhat overwhelming if you try to take it all in at once. You can find out and educate yourself on the difference between Stablecoins, Altcoins, and other cryptocurrencies.

There are detailed instructions on how to buy, sell, and transfer money to your wallet, bank accounts, or credit/debit cards. The crypto wallet that Paybis offers is very simple and easy to use. You can also send and receive your crypto at 3rd party wallets if you prefer to do that. Just use your wallet address instead of the one provided by the site.

Their 24/7 support is always available if you can’t find what you are looking for, or have any other questions.

Closing Thoughts

Paybis is one of the good guys in this ever-changing world of cryptocurrency and crypto exchanges. They do a very good job of being transparent, safe, and secure. They are also committed to following all regulatory laws. This is major as this will allow them to continue to operate in well over 180 Countries around the world. It also allows people to feel their money is safe and this is not a ponzi-scheme like many other places.

The only place this exchange really falls short is on crypto trading and not having smaller market-cap tokens and coins. If people are looking for those, Handicappers Hideaway has a couple as well that are reviewed and recommended.

This place is so easy to use, you can transfer your crypto to another exchange after purchase to do any trading you need to do. This place is well set up and has been in business for a almost a decade.

We feel you will be happy by choosing to use this exchange. This is already long enough, so we just suggest clicking a link, looking over the site and signing up.

Overall Rating
Safety & Security
Ease of Use
Number of Cryptocurrencies
Ways to Purchase and Withdraw